Cholamandalam Financial Holdings Limited Earnings Summary — Q4 FY2026

## May 15, 2026

## The Manager The Secretary

## Listing Department BSE Limited,

**th** **National Stock Exchange of India Ltd 25 Floor, Phiroze Jeejeebhoy Towers,** **Exchange Plaza, 5th Floor Dalal Street, Fort,** **Plot No.C-1, Block G Mumbai 400 001** **Bandra-Kurla Complex** **Bandra (E)** **Mumbai 400 051**

## Symbol : CHOLAHLDNG Scrip Code : 504973

Dear Sir / Madam,

## Sub: Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure

## Requirements) Regulations, 2015 (‘the Listing Regulations’)

This is further to our letter dated May 1, 2026 on the schedule of Analyst/ Investor meet. Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, we wish to inform you that the transcript of the call held with analysts and investors on Friday, May 8, 2026 is enclosed and made available on Company’s website at [https://www.cholafhl.com/investors/investor-meet](https://www.cholafhl.com/investors/investor-meet).

We request you to take the above on record.

Thanking you,

Yours faithfully, for CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED

## E KRITHIKA

## COMPANY SECRETARY

## Encl: As above

# Cholamandalam Financial Holdings Limited (Formerly known as TI Financial Holdings Limited)

Dare House, 234, N.S.C Bose Road, Chennai - 600 001, India Tel: 91.44.4217 7770-5 Fax: 91.44.42110404 Website: [www.cholafhl.com](http://www.cholafhl.com/) CIN -L65100TN1949PLC002905

* * *

# “Cholamandalam Financial Holdings Limited Q4 FY26 Earnings Conference Call”

# May 08, 2026

## MANAGEMENT: MR. SRIDHARAN RANGARAJAN– NON-EXECUTIVE DIRECTOR– CHOLAMANDALAM FINANCIAL HOLDINGS

## LIMITED MR. N. GANESH– MANAGER AND CHIEF FINANCIAL

## OFFICER – CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED

## MR. V. SURYANARAYANAN– MANAGING DIRECTOR – CHOLAMANDALAM MS GENERAL INSURANCE

## MR. RAJIVE KUMARASWAMI – MANAGING DIRECTOR DESIGNATE – CHOLAMANDALAM MS GENERAL

## INSURANCE MR. SANTOSH PANDEY – CHIEF FINANCIAL OFFICER –

## CHOLAMANDALAM MS GENERAL INSURANCE.

## MODERATOR: MR. PARTH JARIWALA – DAM CAPITAL

### Page 1 of 9

* * *

Moderator:

Ladies and gentlemen, good day, and welcome to the Cholamandalam Financial Holdings Q4
FY '26 Earnings Conference Call. As a reminder, all participant lines will be in the listen-only
mode and there will be an opportunity for you to ask questions after the presentation concludes.
Should you need assistance during this conference call, please signal an operator by pressing
star and then zero on your touchtone phone. Please note that this conference is being recorded.

I now hand the conference over to Mr. Parth Jariwala from DAM Capital. Please go ahead.

Parth Jariwala:

Thank you. Good afternoon, everyone. Welcome to the Q4 FY '26 Earnings Call of
Cholamandalam Financial Holdings Limited. From the management, we have Mr. Sridharan
Rangarajan, Non-Executive Director, Cholamandalam Financial Holdings; Mr. N. Ganesh,
Manager and CFO, Cholamandalam Financial Holdings; Mr. V. Suryanarayanan, Managing
Director, Cholamandalam MS General Insurance; Mr. Rajive Kumaraswami, Managing
Director Designate, Cholamandalam MS General Insurance; and Mr. Santosh Pandey, CFO,
Cholamandalam MS General Insurance.

I'll hand over the call to the management for their opening remarks, post which we can open the
floor for Q&A. Over to you, sir.

Sridharan Rangarajan: So good afternoon to all of you, and welcome to our earnings call. We have our colleagues. I'm
happy to introduce Rajive Kumaraswami, who is well known in the industry, who would take
over from Suryanarayanan, who has done an exemplary job bringing Chola General Insurance
to a creditable level, and he is also kind enough to address today's earnings call. And since you
have got already covered very well Chola Finance side, this call will largely focus on the Chola
General Insurance performance side. And then there will be an opening remark by Suri, and then
later on, we'll open up for Q&A. Thank you.

V. Suryanarayanan:

Good afternoon. This is Suryanarayan

…