FINANCIAL SERVICES · NSE/BSE: SHRIRAMFIN

Shriram Finance Limited Earnings Summary — Q1 FY2027

Sentiment: Positive

AI-generated summary

Generated 2026-10-22

Business Intelligence Report

Shriram Finance Limited Q1 FY2027 results: Profit up +59.9% YoY; revenue grew +16.2% YoY; OPM 74.6%.

Quarterly Business Intelligence

Q1 FY2027

Financials from Financial Intelligence · data as of 2026-06-30

Revenue

₹13,400 Cr

QoQ +7.1%YoY +16.2%

Net Profit

₹3,453 Cr

QoQ +14.3%YoY +59.9%

Operating Profit

₹9,995 Cr

QoQ +6.2%YoY +17.9%

Operating Margin

74.6%

QoQ -61 bpsYoY +113 bps

AI Quarterly Scorecard™

/ 100

Strong

Revenue Momentum88

Profit Growth97

Margin Expansion73

Growth Consistency97

Operating Efficiency69

Financial Stability67

Computed deterministically from the last 10 reported quarters.

Quarterly Business Momentum

Revenue & Growth

Revenue has increased for 10 consecutive quarters.
Revenue of ₹13,400 Cr is 16.2% higher year-on-year.
Revenue has compounded at 16.6% annualised over the last 10 quarters.
Revenue is at its highest level in 10 quarters.

Profitability

Net profit has reached its highest level in 10 quarters.
Net profit of ₹3,453 Cr is 59.9% above the same quarter last year.
Profit growth is outpacing revenue growth, pointing to positive operating leverage.
Net profit has compounded at 27.2% annualised across the period.

Margins

Operating margin stands at 74.6% in Q1 FY2027.
Operating margin expanded by 113 bps year-on-year.
Over the last two years operating margin has expanded by 228 bps.
PBT margin is 34.5%.

Operating Efficiency

Expense growth of 11.2% remained below revenue growth of 16.2%.
Operating profit of ₹9,995 Cr is 17.9% higher year-on-year.
Operating leverage continues to improve.

Overall Momentum

6 of the last 6 measured quarters delivered year-on-year revenue growth.
Overall quarterly business momentum scores 82/100 (Strong) on the latest 10 quarters.
Business momentum remains positive heading into the next quarter.

Quarterly Financials

Last 10 Reported Quarters • All figures in ₹ Crore • Margins in %

Metric	Trend	Latest Q1 FY2027	Q4 FY2026	Q3 FY2026	Q2 FY2026	Q1 FY2026	Q4 FY2025	Q3 FY2025	Q2 FY2025	Q1 FY2025	Q4 FY2024
Revenue	Improving	13,400	12,513	12,171	11,912	11,536	11,454	10,698	10,090	9,605	9,484
Expenses	Stable	3,406	3,104	3,397	3,109	3,062	3,293	3,033	2,836	2,661	2,712
Operating Profit	Improving	9,995	9,409	8,774	8,803	8,474	8,161	7,665	7,254	6,944	6,771
Operating Margin	Stable	74.6%	75.2%	72.1%	73.9%	73.5%	71.3%	71.7%	71.9%	72.3%	71.4%
Other Income	Volatile	18	19	26	9	6	6	1,574	86	54	87
Interest	Improving	5,204	5,336	5,259	5,525	5,401	5,224	4,751	4,350	4,129	3,988
Depreciation	Stable	183	175	177	175	173	171	162	159	153	153
Profit Before Tax	Improving	4,626	3,917	3,363	3,113	2,906	2,772	4,326	2,830	2,715	2,717
Tax	Improving	1,178	902	840	803	751	633	1,081	680	686	698
Net Profit	Improving	3,453	3,021	2,530	2,314	2,159	2,144	3,247	2,140	2,023	2,009
Net Margin	Improving	25.8%	24.1%	20.8%	19.4%	18.7%	18.7%	30.4%	21.2%	21.1%	21.2%

Source: Financial Intelligence (Structured Quarterly Data)•Latest Quarter: Q1 FY2027•Figures in ₹ Crore • Margins in %•Automatically updated from Financial Intelligence · 2026-06-30

Key Takeaways

Profit up +59.9% YoY; revenue grew +16.2% YoY; OPM 74.6%.

Official Quarterly Documents

Earnings Press Release

Official quarterly earnings release published by the company.

Press Release not available.

Earnings Call Transcript

Management discussion and analyst Q&A.

This summary is AI-generated from Shriram Finance Limited's latest quarterly filing and earnings call. For informational purposes only — not investment advice.