FINANCIAL SERVICES · NSE/BSE: TATACAP

Tata Capital Limited Earnings Summary — Q1 FY2027

Sentiment: Positive

AI-generated summary

Generated 2026-10-22

Business Intelligence Report

Tata Capital Limited Q1 FY2027 results: Profit up +56.3% YoY; revenue grew +15.1% YoY; OPM 75.7%.

Quarterly Business Intelligence

Q1 FY2027

Financials from Financial Intelligence · data as of 2026-06-30

Revenue

₹8,822 Cr

QoQ +8.1%YoY +15.1%

Net Profit

₹1,547 Cr

QoQ +3.0%YoY +56.3%

Operating Profit

₹6,679 Cr

QoQ +8.9%YoY +20.6%

Operating Margin

75.7%

QoQ +53 bpsYoY +344 bps

AI Quarterly Scorecard™

/ 100

Strong

Revenue Momentum86

Profit Growth87

Margin Expansion90

Growth Consistency93

Operating Efficiency82

Financial Stability67

Computed deterministically from the last 10 reported quarters.

Quarterly Business Momentum

Revenue & Growth

Revenue has increased for 7 consecutive quarters.
Revenue of ₹8,822 Cr is 15.1% higher year-on-year.
Revenue has compounded at 12.4% annualised over the last 10 quarters.
Revenue is at its highest level in 10 quarters.

Profitability

Net profit has reached its highest level in 10 quarters.
Net profit of ₹1,547 Cr is 56.3% above the same quarter last year.
Profit growth is outpacing revenue growth, pointing to positive operating leverage.
Net profit has compounded at 23.1% annualised across the period.

Margins

Operating margin stands at 75.7% in Q1 FY2027.
Operating margin expanded by 344 bps year-on-year.
PBT margin is 24.5%.

Operating Efficiency

Expense growth of 0.8% remained below revenue growth of 15.1%.
Operating profit of ₹6,679 Cr is 20.6% higher year-on-year.
Operating leverage continues to improve.

Overall Momentum

4 of the last 4 measured quarters delivered year-on-year revenue growth.
Overall quarterly business momentum scores 84/100 (Strong) on the latest 10 quarters.
Business momentum remains positive heading into the next quarter.

Quarterly Financials

Last 10 Reported Quarters • All figures in ₹ Crore • Margins in %

Metric	Trend	Latest Q1 FY2027	Q4 FY2026	Q3 FY2026	Q2 FY2026	Q1 FY2026	Q4 FY2025	Q3 FY2025	Q2 FY2025	Q1 FY2019	Q4 FY2018
Revenue	Improving	8,822	8,160	7,976	7,737	7,665	7,478	7,104	7,185	—	—
Expenses	Stable	2,143	2,026	2,172	2,135	2,126	2,072	1,762	1,915	—	—
Operating Profit	Improving	6,679	6,134	5,804	5,602	5,539	5,406	5,342	5,270	—	—
Operating Margin	Stable	75.7%	75.2%	72.8%	72.4%	72.3%	72.3%	75.2%	73.3%	—	—
Other Income	Volatile	4	3	-40	16	27	31	8	9	—	—
Interest	Stable	4,370	4,017	3,928	3,976	4,066	3,960	3,836	3,693	—	—
Depreciation	Improving	154	143	142	135	118	109	99	92	—	—
Profit Before Tax	Improving	2,159	1,978	1,695	1,507	1,382	1,369	1,415	1,494	—	—
Tax	Improving	531	512	430	388	341	369	364	361	—	—
Net Profit	Improving	1,547	1,502	1,257	1,097	990	1,052	1,076	1,076	—	—
Net Margin	Stable	17.5%	18.4%	15.8%	14.2%	12.9%	14.1%	15.1%	15.0%	—	—

Source: Financial Intelligence (Structured Quarterly Data)•Latest Quarter: Q1 FY2027•Figures in ₹ Crore • Margins in %•Automatically updated from Financial Intelligence · 2026-06-30

Key Takeaways

Profit up +56.3% YoY; revenue grew +15.1% YoY; OPM 75.7%.

Official Quarterly Documents

Earnings Press Release

Official quarterly earnings release published by the company.

Press Release not available.

Earnings Call Transcript

Management discussion and analyst Q&A.

This summary is AI-generated from Tata Capital Limited's latest quarterly filing and earnings call. For informational purposes only — not investment advice.