Financial Services · NSE/BSE: TATACAP
Tata Capital Limited Earnings Summary — Q4 FY2026
Sentiment: Positive
AI-generated summary
Tata Capital Reports Record Quarterly Performance with 46% Net Profit Growth and Asset Expansion
Key Takeaways
- Net Profit surged 46.6% year-over-year to ₹1,466 Cr in Q4 FY26, outperforming revenue growth.
- The quarterly Financing Margin improved significantly to 26%, up from 19% in the same quarter last year.
- Total borrowing increased to ₹2.36 lakh crore, while equity capital grew to ₹4,217 Cr reflecting recent infusions.
- Asset quality remains extremely strong with a Gross NPA of 0.80% and a Net NPA of 0.40%.
- EPS for the quarter reached ₹3.54, its highest level in the reported multi-quarter sequence.
- Operating expenses were effectively managed, decreasing to ₹2,026 Cr from ₹2,172 Cr in the previous quarter despite revenue growth.
Management Guidance
Management remains focused on digital transformation and retail segment onboarding as key strategic pillars to maintain its position as India's 3rd largest diversified NBFC.
Sentiment Shift
Improving
Outlook
The outlook remains strong with TCL leveraging its AAA rating and Tata Group heritage to capture market share in retail and SME lending while keeping asset quality stable.
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This summary is AI-generated from Tata Capital Limited's latest annual report and public disclosures. It is for informational purposes only and is not investment advice.