Yes Bank Limited Earnings Summary — Q4 FY2026

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April 24, 2026

National Stock Exchange of India Limited
Exchange Plaza, Plot no. C/1, G Block,
Bandra - Kurla Complex, Bandra (E)
Mumbai - 400 051
NSE Symbol: YESBANK

BSE Limited
Corporate Relations Department
P.J. Towers, Dalal Street
Mumbai – 400 001
BSE Scrip Code: 532648

Dear Sir/Madam,

Sub.: Transcript of Earnings Call for the audited Financial Results for the Quarter (Q4)
and year ended March 31, 2026

Ref.: Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements)
Regulations, 2015

Please find attached the transcript of the earnings call hosted by YES Bank Limited (“the
Bank”) on April 18, 2026, for the audited Financial Results for the Quarter (Q4) and year ended
March 31, 2026. The same is made available on the Bank’s website within the timeline
prescribed under the SEBI (Listing Obligations and Disclosure Requirements) Regulations,
2015 and can be accessed at the following link:

[https://www.yes.bank.in/pdf?name=q4fy26\_analyst\_call\_transcript.pdf](https://www.yes.bank.in/pdf?name=q4fy26_analyst_call_transcript.pdf)

The weblink of BSE Limited and National Stock Exchange of India Limited providing the
above information is being hosted on the Bank’s website [www.yes.bank.in](http://www.yes.bank.in/) pursuant to Listing
Regulations, as amended.

You are requested to take the same on record.

Yours faithfully,

For YES BANK LIMITED

MADHAV

ABHYANKAR

SANJAY MADHAV

Sanjay Abhyankar
Company Secretary

Encl.: As above

* * *

# “YES Bank Limited Q4FY26 and FY26 Earnings Conference Call”

# April 18, 2026

## MANAGEMENT: MR. VINAY M. TONSE – MANAGING DIRECTOR AND CHIEF EXECUTIVE OFFICER

## DR. RAJAN PENTAL – EXECUTIVE DIRECTOR MR. MANISH JAIN – EXECUTIVE DIRECTOR

## MR. NIRANJAN BANODKAR – CHIEF FINANCIAL OFFICER MR. SUNIL PARNAMI – HEAD INVESTOR RELATIONS AND

## SUSTAINABILITY

### Page 1 of 16

* * *

Moderator:

Ladies and gentlemen, good day, and welcome to YES Bank's Q4FY26 and FY26
Earnings Conference Call. On the management panel, we have with us today Mr. Vinay
M. Tonse, Managing Director and Chief Executive Officer, YES Bank; Dr. Rajan Pental,
Executive Director; Mr. Manish Jain, Executive Director; Mr. Niranjan Banodkar, Chief
Financial Officer; and Mr. Sunil Parnami, Head of Investor Relations and Sustainability.

Mr. Vinay M. Tonse will now give you an overview of the results, which will be followed
by a Q&A session. As a reminder, all participant lines will be in the listen-only mode,
and there will be an opportunity for you to ask questions after the presentation
concludes.

Should you need assistance during this conference, please signal an operator by
pressing star then zero on your touchtone phone. Please note that this conference is
being recorded. Participants are requested to ask questions pertaining to the bank's
Q4FY26 results only. For any other information, you may reach out to the Corporate
Communications team separately.

Vinay M. Tonse:

I now hand the conference over to Mr. Vinay M.Tonse. Thank you, and over to you, sir.

Yes. Thank you very much. And at the outset, our apologies for getting into this meeting
a little late. We got stuck in some other meetings today. Sincere apologies for that. But
formally to start, good afternoon, everyone, and thank you for joining us for the YES
Bank Quarter 4 and Full Year FY26 Earnings Conference Call.

While I have interacted with many of you in my earlier role, this is my first earnings
interaction as the MD and CEO of the YES Bank, and I'm very pleased to join you today
along with my senior leadership team and I also look forward to building a long-term
engagement with all of you.

As part of my opening remarks, I will briefly cover my first impressions of the Bank, our
take on the current operating environment and key highlights of our quarter 4 as well
as the full year FY26.

But, at the outset, I would like to express my sincere appreciation for Mr. Prashant
Kumar, my predecessor. Over the past several years, 

…