BANK OF AMERICA CORP /DE/ company mark
FINANCIAL SERVICES · NYSE/NASDAQ: BAC

BANK OF AMERICA CORP /DE/ Earnings Summary — Q2 2026

Sentiment: Positive
AI-generated summary
Generated 2026-07-14
Generated using: Official Earnings Press Release
Business Intelligence Report

Bank of America Delivers Record Q2 Revenue Driven by Surging Investment Banking and Higher NII

Net Profit
$9.07B
YoY 27.52%
QoQ 5.71%
Prior: $8.58B
Revenue
$30.2B
YoY +21.4%
QoQ 4.34%
Prior: $28.9B
Operating Margin
38.30%
YoY 7.38 %
QoQ 2.35 %
Prior: 35.95%
Dividend Yield
EPS
$1.21
YoY 28.72%
QoQ 8.04%
Prior: $1.12

Key Takeaways

  • Revenue reached $30.2 billion in Q2 2026, marking a robust 21.4% year-over-year increase.
  • Net Interest Income (NII) grew to $16.0 billion, up 9.1% YoY, reflecting effective asset-liability management.
  • Non-interest income saw a significant jump of 32% year-over-year to $15.6 billion, fueled by strong investment banking and market performance.
  • Net income attributable to common shareholders rose to $8.75 billion, driving diluted EPS to $1.21.
  • Total non-interest expenses were relatively well-controlled at $18.6 billion despite significant business volume expansion.
  • Credit quality remained stable with a provision for credit losses at $1.37 billion, down slightly from Q2 2025 levels.

Management Guidance

Management highlighted a favorable environment for fee-based businesses and expects the momentum in net interest income to continue as the loan book reprices.

Sentiment Shift

Improving

Year-over-year growth accelerated significantly compared to previous quarters, particularly in non-interest income and overall top-line revenue.

Confident
Growth-oriented
Efficient

Outlook

The company appears positioned for continued growth in the second half of 2026, supported by strong capital levels and expanding market share in investment banking.

From the Annual Report (Key Quotes)

Bank of America reported second quarter net income of $9.1 billion, or $1.21 per diluted share.

Revenues reached $30.2 billion, a 21.4% increase over the prior year quarter.

Net interest income rose to $16.0 billion as the bank benefited from a favorable interest rate environment.

Official Quarterly Documents

Earnings Press Release
Official quarterly earnings release published by the company.
Download
Earnings Call Transcript
Management discussion and analyst Q&A.

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This summary is AI-generated from BANK OF AMERICA CORP /DE/'s latest quarterly filing and earnings call. For informational purposes only — not investment advice.

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