Cash Flow Analysis for Indian & US Companies
Cash flow quality is scored separately because profit is an opinion and cash is a fact — conversion, free cash flow and working-capital discipline all feed the score.
What is Cash Flow Analysis?
Cash flow analysis examines how much cash a business actually generates from operations, how much of it survives capital expenditure as free cash flow, and how working capital moves in between.
Companies can report rising profit while cash goes backwards — usually through receivables, inventory or aggressive revenue recognition.
Tracking operating cash flow against reported profit over a decade is the single most reliable early-warning signal available in public filings.
How Annual Reports AI performs cash flow analysis
AI Business Intelligence Reports
Every covered company gets an AI report built from 10 years of annual reports and 10-K filings — business model, segment performance, capital allocation, risks and a scored verdict.
Latest quarterly earnings
Quarterly results are parsed straight from official NSE/BSE and SEC filings, unit-normalised and validated before publication, then summarised with YoY and QoQ movement.
Management commentary
MD&A, guidance and earnings-call commentary are tracked across years so you can see what management promised versus what was delivered.
Financial statements
Revenue, profit, EPS, book value, net worth, free cash flow and margins are extracted into consistent multi-year series with 10Y / 5Y / 3Y CAGRs.
Business quality scores
Each company is scored on growth, financial strength, management credibility, governance and cash flow, producing a single business-quality verdict.
Sector & industry intelligence
Sector-level dashboards compare peers on the same scored dimensions so a company is never read in isolation.
AI Research Assistant
Ask questions in plain English — the assistant searches the scored dataset and filings, and returns matching companies with the evidence behind them.
Companies to analyse
Each company opens its Business Intelligence Hub — AI report, latest quarterly earnings, financial history and official filings.
Related sectors & industries
Compare peers on the same scored dimensions with Sector Intelligence.
Best financial-quality companies
Ask the AI Research Assistant
Search the scored dataset in plain English. Try one of these:
- Find companies with strong free cash flow generation
- Where is operating cash flow lagging reported profit?
- Show businesses with improving cash conversion
Frequently asked questions
What is free cash flow?
Free cash flow is operating cash flow minus capital expenditure — the cash a business has left to repay debt, pay dividends or reinvest by choice rather than necessity.
Why does cash flow matter more than profit?
Profit depends on accounting judgement; cash does not. Persistent gaps between profit and operating cash flow are a common precursor to accounting problems.
How does Annual Reports AI perform cash flow analysis?
Annual Reports AI ingests official filings — annual reports and 10-Ks for Indian (NSE/BSE) and US (NYSE/NASDAQ) companies — extracts structured financials, validates them against the filing itself, and layers AI analysis on top. Every conclusion is traceable to a filing, not generated from memory.
Is the data taken from official sources?
Yes. Indian data comes from exchange filings and Screener.in; US data comes from SEC EDGAR 10-K and 10-Q submissions. Metrics are unit-normalised (lakhs, crores, millions) and cross-checked before they are published.
Is it free to use?
Browsing company hubs, annual report downloads, earnings summaries and sector intelligence is free. Generating new AI reports uses a free monthly quota, with higher limits on paid plans.