Financial Statement Analysis for Indian & US Companies
Financial statements are extracted from official filings into consistent multi-year series — so income statement, balance sheet and cash-flow trends can be read at a glance instead of rebuilt in a spreadsheet.
What is Financial Statements?
A company's financial statements have three parts: the income statement (what it earned), the balance sheet (what it owns and owes) and the cash-flow statement (what actually moved in cash).
Reading them together is what separates analysis from screening. Profit without operating cash flow, or growth funded entirely by debt, only becomes visible when the three are lined up across years.
Annual Reports AI normalises units — lakhs, crores, millions and billions — so Indian and US companies can be compared without conversion errors.
How Annual Reports AI performs financial statements
AI Business Intelligence Reports
Every covered company gets an AI report built from 10 years of annual reports and 10-K filings — business model, segment performance, capital allocation, risks and a scored verdict.
Latest quarterly earnings
Quarterly results are parsed straight from official NSE/BSE and SEC filings, unit-normalised and validated before publication, then summarised with YoY and QoQ movement.
Management commentary
MD&A, guidance and earnings-call commentary are tracked across years so you can see what management promised versus what was delivered.
Financial statements
Revenue, profit, EPS, book value, net worth, free cash flow and margins are extracted into consistent multi-year series with 10Y / 5Y / 3Y CAGRs.
Business quality scores
Each company is scored on growth, financial strength, management credibility, governance and cash flow, producing a single business-quality verdict.
Sector & industry intelligence
Sector-level dashboards compare peers on the same scored dimensions so a company is never read in isolation.
AI Research Assistant
Ask questions in plain English — the assistant searches the scored dataset and filings, and returns matching companies with the evidence behind them.
Companies to analyse
Each company opens its Business Intelligence Hub — AI report, latest quarterly earnings, financial history and official filings.
Related sectors & industries
Compare peers on the same scored dimensions with Sector Intelligence.
Best financial-quality companies
Ask the AI Research Assistant
Search the scored dataset in plain English. Try one of these:
- Find companies with operating cash flow above reported profit
- Which companies improved net worth for 5 straight years?
- Show companies with falling debt and rising EPS
Frequently asked questions
How do you analyse financial statements?
Start with multi-year revenue and profit trends, check whether operating cash flow tracks profit, then look at balance-sheet strength — debt, net worth and working capital. Annual Reports AI presents all three side by side with 10Y, 5Y and 3Y CAGRs.
How does Annual Reports AI perform financial statement analysis?
Annual Reports AI ingests official filings — annual reports and 10-Ks for Indian (NSE/BSE) and US (NYSE/NASDAQ) companies — extracts structured financials, validates them against the filing itself, and layers AI analysis on top. Every conclusion is traceable to a filing, not generated from memory.
Is the data taken from official sources?
Yes. Indian data comes from exchange filings and Screener.in; US data comes from SEC EDGAR 10-K and 10-Q submissions. Metrics are unit-normalised (lakhs, crores, millions) and cross-checked before they are published.
Is it free to use?
Browsing company hubs, annual report downloads, earnings summaries and sector intelligence is free. Generating new AI reports uses a free monthly quota, with higher limits on paid plans.