Financial & Valuation Intelligence™
360 ONE WAM LIMITED
NSE
360ONE
Sector: Financial Services· Stockbroking & AlliedCurrent Price
₹1,010.6
Market Cap
₹43.77K Cr
AI Financial Summary
360 ONE WAM LIMITED demonstrates strong growth momentum in earnings and revenue, though it faces notable headwinds regarding cash flow conversion and financial leverage.
Business Performance (CAGR)
10 Years
Revenue
12.8%
PAT
15.6%
EPS
31.6%
Book Value
18.9%
Free Cash Flow
-12.8%
Valuation Snapshot
P/E31.7
P/B3.9
EV/EBITDA20.7
P/S9.8
Div Yield1.11%
Financial Health
Debt to Equity1.62
Interest Coverage2.4x
Current Ratio1.39
Cash & Investments₹10.32K Cr
Profitability Metrics
ROE
12.4%
ROCE
10.4%
ROA
4.5%
EBITDA Mgn
63.0%
Op Margin
59.7%
Net Margin
27.2%
Cash Flow Intelligence
Operating Cash Flow₹-2.92K Cr
Free Cash Flow₹-5.68K Cr
Cash Conversion-240.2%
FCF Margin-127.0%
Intrinsic Value
PremiumEstimated Intrinsic Value
████████
Current Price₹1,010.6
Margin of Safety██.██%
Estimated Intrinsic Value & DCF Fair Value are available with Premium plans.
AI Business Verdict
The business shows promising growth and high margins but requires close observation regarding its cash generation and debt load.
- Strong historical growth in earnings per share.
- High operating margins indicating a premium service model.
- Consistent scaling of revenue and net profit.
Balance Sheet
AI-Powered Analysis
Balance Sheet Strength™
73/100
Good
360 ONE WAM LIMITED maintains a balanced sheet with adequate liquidity and manageable leverage.
AI Confidence
92%
Stability
72
Flexibility
52
Strength Factors
Liquidity72
Leverage55
Working Capital82
Asset Quality79
Shareholder Strength97
Financial Stability72
Financial Flexibility™
52/100
Adequate
Capacity to fund growth, withstand downturns and return capital.
Total Assets
₹27.20K Cr
▲ 41.5% YoY
Total Liabilities
₹17.36K Cr
▲ 42.8% YoY
Shareholder Equity
₹9.84K Cr
▲ 39.2% YoY
Net Cash Position
₹-5.61K Cr
Monitor
Debt / Equity
1.62x
Elevated
Enterprise Value
₹49.38K Cr
Capital Structure
Assets
₹27.20K Cr
Equity
₹9.84K Cr (36.2%)
Liabilities
₹17.36K Cr (63.8%)
Debt Intelligence™
Debt vs Cash Trend
Debt / Equity1.62x
Interest Coverage2.4x
Debt / EBITDA13.10x
Net Debt₹5.61K Cr
Debt Trend (5Y)18.0%
Debt MaturityWell Staggered
Liquidity Intelligence™
Current Ratio1.39
Quick Ratio1.39
Cash Ratio0.09
Working Capital₹553 Cr
Operating Cash CoverageAdequate
Short-term LiquidityGood
Working Capital Intelligence™
CCC Trend
Receivable Days41
Inventory DaysNot Available
Payable DaysNot Available
Cash Conversion Cycle41 days
Asset Quality (% of Total Assets)
Cash & Investments5.4%
Property, Plant & Equip.14.6%
ReceivablesNot Available
InventoryNot Available
GoodwillNot Available
Intangible AssetsNot Available
Other Assets85.4%
Shareholder Strength™
Strength Radar
Book Value CAGR (5Y)18.9%
Net Worth CAGR (5Y)23.1%
Retained EarningsExcellent
Equity Dilution0.00%
Buyback EfficiencyAdequate
Dividend Sustain.Strong
Balance Sheet Evolution
Annual
Balance Sheet Risk Monitor
Debt RiskElevated
Liquidity RiskModerate
Working Capital RiskLow
Refinancing RiskElevated
Asset Quality RiskModerate
Dilution RiskLow
Contingent LiabilityLow
Overall Balance Sheet RiskModerate
Balance Sheet Stress Test™
Economic Slowdown68
Acquisition Capacity53
High Interest Rates62
Dividend Sustainability75
Revenue Decline62
Cash Flow Resilience60
Expansion Capacity70
Overall Resilience Score
64/100
Adequate Resilience
AI Balance Sheet Commentary
Overall Assessment
- 360 ONE WAM LIMITED maintains a balanced sheet with adequate liquidity and manageable leverage.
What Stands Out
- Large cash & investment reserves
- Strong shareholder equity growth
Areas To Monitor
- Elevated debt-to-equity ratio
- Thin interest coverage — cyclical earnings risk
- Large 'other assets' bucket — investigate composition
Financial data based on consolidated numbers and TTM · Source: Company Filings, Annual Report AI Analysis · Data as of: 31/03/2026