Financial & Valuation Intelligence™
Aditya Birla Sun Life AMC Limited
NSE
ABSLAMC
Sector: Financial Services· Asset Management CompanyCurrent Price
₹860.2
Market Cap
₹26.38K Cr
AI Financial Summary
Aditya Birla Sun Life AMC displays robust operational efficiency and consistent long-term growth, supported by elite profit margins and a highly asset-light financial structure. While the company maintains superior capital returns, current pricing reflects a slight premium above calculated fair value.
Business Performance (CAGR)
10 Years
Revenue
8.2%
PAT
17.8%
EPS
17.8%
Book Value
17.5%
Free Cash Flow
14.9%
Valuation Snapshot
P/E26
P/B6.3
EV/EBITDA20
P/S12.8
Div Yield2.79%
Financial Health
Debt to Equity0.02
Interest Coverage248.2x
Current Ratio0.62
Cash & Investments₹4.09K Cr
Profitability Metrics
ROE
24.1%
ROCE
31.0%
ROA
22.1%
EBITDA Mgn
64.0%
Op Margin
61.8%
Net Margin
47.4%
Cash Flow Intelligence
Operating Cash Flow₹812 Cr
Free Cash Flow₹753 Cr
Cash Conversion83.3%
FCF Margin36.6%
Intrinsic Value
PremiumEstimated Intrinsic Value
████████
Current Price₹860.2
Margin of Safety██.██%
Estimated Intrinsic Value & DCF Fair Value are available with Premium plans.
AI Business Verdict
ABSLAMC is a high-quality, capital-light entity with excellent profitability, currently trading at a slight premium that warrants a disciplined entry strategy for long-term value capture.
- Superior net profit margins of over 47%
- Negligible debt levels contributing to financial stability
- Strong historical growth in earnings and book value
- High ROCE indicating efficient use of invested capital
Balance Sheet
AI-Powered Analysis
Balance Sheet Strength™
84/100
Strong
Aditya Birla Sun Life AMC Limited shows a strong balance sheet with healthy liquidity, moderate leverage and steady equity compounding.
AI Confidence
92%
Stability
83
Flexibility
87
Strength Factors
Liquidity42
Leverage96
Working Capital92
Asset Quality100
Shareholder Strength90
Financial Stability83
Financial Flexibility™
87/100
Strong
Capacity to fund growth, withstand downturns and return capital.
Total Assets
₹4.42K Cr
▲ 7.0% YoY
Total Liabilities
₹374 Cr
▼ 6.4% YoY
Shareholder Equity
₹4.04K Cr
▲ 8.4% YoY
Net Cash Position
+₹4.02K Cr
Excellent
Debt / Equity
0.02x
Very Low
Enterprise Value
₹22.36K Cr
Capital Structure
Assets
₹4.42K Cr
Equity
₹4.04K Cr (91.5%)
Liabilities
₹374 Cr (8.5%)
Debt Intelligence™
Debt vs Cash Trend
Debt / Equity0.02x
Interest Coverage248.2x
Debt / EBITDA0.07x
Net Debt₹-4.02K Cr
Debt Trend (5Y)-1.9%
Debt MaturityWell Staggered
Liquidity Intelligence™
Current Ratio0.62
Quick Ratio0.62
Cash Ratio0.37
Working Capital₹-116 Cr
Operating Cash CoverageStrong
Short-term LiquidityWeak
Working Capital Intelligence™
CCC Trend
Receivable Days10
Inventory DaysNot Available
Payable DaysNot Available
Cash Conversion Cycle10 days
Asset Quality (% of Total Assets)
Cash & Investments3.1%
Property, Plant & Equip.2.6%
ReceivablesNot Available
InventoryNot Available
GoodwillNot Available
Intangible AssetsNot Available
Other Assets97.3%
Shareholder Strength™
Strength Radar
Book Value CAGR (5Y)17.5%
Net Worth CAGR (5Y)17.6%
Retained EarningsExcellent
Equity Dilution0.00%
Buyback EfficiencyStrong
Dividend Sustain.Strong
Balance Sheet Evolution
Annual
Balance Sheet Risk Monitor
Debt RiskLow
Liquidity RiskHigh
Working Capital RiskLow
Refinancing RiskLow
Asset Quality RiskLow
Dilution RiskLow
Contingent LiabilityLow
Overall Balance Sheet RiskLow
Balance Sheet Stress Test™
Economic Slowdown95
Acquisition Capacity90
High Interest Rates96
Dividend Sustainability89
Revenue Decline65
Cash Flow Resilience85
Expansion Capacity89
Overall Resilience Score
87/100
Strong Resilience
AI Balance Sheet Commentary
Overall Assessment
- Aditya Birla Sun Life AMC Limited shows a strong balance sheet with healthy liquidity, moderate leverage and steady equity compounding.
What Stands Out
- Net cash position — debt fully covered by cash & investments
- Large cash & investment reserves
- Very low leverage with net cash balance
- Strong shareholder equity growth
- High interest coverage
- Efficient working capital cycle
Areas To Monitor
- Tight short-term liquidity cushion
Financial data based on consolidated numbers and TTM · Source: Company Filings, Annual Report AI Analysis · Data as of: 31/03/2026