Financial & Valuation Intelligence™
Colgate Palmolive (India) Limited
NSE
COLPAL
Sector: Fast Moving Consumer Goods· Personal CareCurrent Price
₹1,594.9
Market Cap
₹43.94K Cr
AI Financial Summary
Colgate Palmolive (India) Limited maintains an elite profile in the FMCG sector, characterized by world-class profitability metrics and an exceptionally clean balance sheet, though the current market valuation sits at a premium relative to its intrinsic value.
Business Performance (CAGR)
10 Years
Revenue
4.7%
PAT
9.7%
EPS
9.7%
Book Value
2.5%
Free Cash Flow
16.6%
Valuation Snapshot
P/E36.7
P/B30.7
EV/EBITDA22.7
P/S7.3
Div Yield3.59%
Financial Health
Debt to Equity0.03
Interest Coverage471.7x
Current Ratio1.16
Cash & Investments₹1.47K Cr
Profitability Metrics
ROE
83.7%
ROCE
109.6%
ROA
38.9%
EBITDA Mgn
31.0%
Op Margin
29.6%
Net Margin
22.0%
Cash Flow Intelligence
Operating Cash Flow₹1.81K Cr
Free Cash Flow₹1.73K Cr
Cash Conversion136.3%
FCF Margin28.7%
Intrinsic Value
PremiumEstimated Intrinsic Value
████████
Current Price₹1,594.9
Margin of Safety██.██%
Estimated Intrinsic Value & DCF Fair Value are available with Premium plans.
AI Business Verdict
Colgate Palmolive India represents a high-quality, stable enterprise with unmatched profitability and financial health; however, the current price reflects a premium valuation that limits the short-term margin of safety.
- Exceptional ROE and ROCE performance
- Near-zero debt levels
- High quality of cash earnings
- Dominant consumer brand equity
Balance Sheet
AI-Powered Analysis
Balance Sheet Strength™
75/100
Good
Colgate Palmolive (India) Limited maintains a balanced sheet with adequate liquidity and manageable leverage.
AI Confidence
92%
Stability
75
Flexibility
96
Strength Factors
Liquidity53
Leverage96
Working Capital82
Asset Quality70
Shareholder Strength56
Financial Stability75
Financial Flexibility™
96/100
Excellent
Capacity to fund growth, withstand downturns and return capital.
Total Assets
₹3.41K Cr
▼ 14.9% YoY
Total Liabilities
₹1.82K Cr
▼ 22.1% YoY
Shareholder Equity
₹1.58K Cr
▼ 4.8% YoY
Net Cash Position
+₹1.42K Cr
Excellent
Debt / Equity
0.03x
Very Low
Enterprise Value
₹42.52K Cr
Capital Structure
Assets
₹3.41K Cr
Equity
₹1.58K Cr (46.5%)
Liabilities
₹1.82K Cr (53.5%)
Debt Intelligence™
Debt vs Cash Trend
Debt / Equity0.03x
Interest Coverage471.7x
Debt / EBITDA0.04x
Net Debt₹-1.42K Cr
Debt Trend (5Y)-10.6%
Debt MaturityWell Staggered
Liquidity Intelligence™
Current Ratio1.16
Quick Ratio0.94
Cash Ratio0.81
Working Capital₹278 Cr
Operating Cash CoverageExcellent
Short-term LiquidityAdequate
Working Capital Intelligence™
CCC Trend
Receivable Days13
Inventory Days23
Payable DaysNot Available
Cash Conversion Cycle35 days
Asset Quality (% of Total Assets)
Cash & Investments43.1%
Property, Plant & Equip.21.1%
ReceivablesNot Available
InventoryNot Available
GoodwillNot Available
Intangible AssetsNot Available
Other Assets78.1%
Shareholder Strength™
Strength Radar
Book Value CAGR (5Y)2.5%
Net Worth CAGR (5Y)2.5%
Retained EarningsAdequate
Equity Dilution0.00%
Buyback EfficiencyStrong
Dividend Sustain.Strong
Balance Sheet Evolution
Annual
Balance Sheet Risk Monitor
Debt RiskLow
Liquidity RiskElevated
Working Capital RiskLow
Refinancing RiskLow
Asset Quality RiskModerate
Dilution RiskLow
Contingent LiabilityLow
Overall Balance Sheet RiskModerate
Balance Sheet Stress Test™
Economic Slowdown80
Acquisition Capacity96
High Interest Rates96
Dividend Sustainability76
Revenue Decline74
Cash Flow Resilience87
Expansion Capacity80
Overall Resilience Score
84/100
Strong Resilience
AI Balance Sheet Commentary
Overall Assessment
- Colgate Palmolive (India) Limited maintains a balanced sheet with adequate liquidity and manageable leverage.
What Stands Out
- Net cash position — debt fully covered by cash & investments
- Large cash & investment reserves
- Very low leverage with net cash balance
- High interest coverage
Areas To Monitor
- Tight short-term liquidity cushion
- Large 'other assets' bucket — investigate composition
- Slow book value compounding
Financial data based on consolidated numbers and TTM · Source: Company Filings, Annual Report AI Analysis · Data as of: 31/03/2026