Financial & Valuation Intelligence™
HDFC Asset Management Company Limited
NSE
HDFCAMC
Sector: Financial Services· Asset ManagementCurrent Price
₹2,231
Market Cap
₹98.25K Cr
AI Financial Summary
HDFC Asset Management Company displays exceptional growth characteristics, characterized by a high-margin business model and robust free cash flow generation. The firm maintains a strong market position with consistent double-digit expansion in revenue and profitability, yielding a high return on equity.
Business Performance (CAGR)
10 Years
Revenue
23.0%
PAT
26.2%
EPS
26.0%
Book Value
14.6%
Free Cash Flow
36.1%
Valuation Snapshot
P/E33.2
P/B10.3
EV/EBITDA25.9
P/S21.3
Div Yield2.35%
Financial Health
Debt to Equity—
Interest Coverage279.5x
Current Ratio0.28
Cash & Investments₹9.42K Cr
Profitability Metrics
ROE
31.0%
ROCE
—
ROA
28.6%
EBITDA Mgn
82.1%
Op Margin
80.6%
Net Margin
61.9%
Cash Flow Intelligence
Operating Cash Flow₹2.53K Cr
Free Cash Flow₹2.38K Cr
Cash Conversion88.4%
FCF Margin51.5%
Intrinsic Value
PremiumEstimated Intrinsic Value
████████
Current Price₹2,231
Margin of Safety██.██%
Estimated Intrinsic Value & DCF Fair Value are available with Premium plans.
AI Business Verdict
HDFCAMC is a high-quality, high-growth entity with exceptional margins and cash flow. The stock currently trades near its fair value, making it a stable business research candidate for those seeking exposure to the growth of the financial services sector.
- High net profit margins exceeding 60%
- Exceptional free cash flow growth at 36.12% CAGR
- Superior return on equity above 30%
- Asset-light model with high scalability
Balance Sheet
AI-Powered Analysis
Balance Sheet Strength™
75/100
Good
HDFC Asset Management Company Limited maintains a balanced sheet with adequate liquidity and manageable leverage.
AI Confidence
84%
Stability
72
Flexibility
82
Strength Factors
Liquidity42
Leverage55
Working Capital92
Asset Quality100
Shareholder Strength84
Financial Stability72
Financial Flexibility™
82/100
Strong
Capacity to fund growth, withstand downturns and return capital.
Total Assets
₹9.99K Cr
Total Liabilities
₹763 Cr
Shareholder Equity
₹9.23K Cr
▲ 13.5% YoY
Net Cash Position
+₹9.42K Cr
Excellent
Debt / Equity
Not Available
Elevated
Enterprise Value
₹88.84K Cr
Capital Structure
Assets
₹9.99K Cr
Equity
₹9.23K Cr (92.4%)
Liabilities
₹763 Cr (7.6%)
Debt Intelligence™
Debt vs Cash Trend
Debt / EquityNot Available
Interest Coverage279.5x
Debt / EBITDANot Available
Net DebtNot Available
Debt Trend (5Y)Not Available
Debt MaturityWell Staggered
Liquidity Intelligence™
Current Ratio0.28
Quick Ratio0.28
Cash Ratio0.07
Working Capital₹-549 Cr
Operating Cash CoverageStrong
Short-term LiquidityWeak
Working Capital Intelligence™
CCC Trend
Receivable Days13
Inventory DaysNot Available
Payable DaysNot Available
Cash Conversion Cycle13 days
Asset Quality (% of Total Assets)
Cash & Investments0.5%
Property, Plant & Equip.2.7%
ReceivablesNot Available
InventoryNot Available
GoodwillNot Available
Intangible AssetsNot Available
Other Assets97.3%
Shareholder Strength™
Strength Radar
Book Value CAGR (5Y)14.6%
Net Worth CAGR (5Y)14.7%
Retained EarningsStrong
Equity Dilution0.00%
Buyback EfficiencyStrong
Dividend Sustain.Strong
Balance Sheet Evolution
Annual
Balance Sheet Risk Monitor
Debt RiskElevated
Liquidity RiskHigh
Working Capital RiskLow
Refinancing RiskModerate
Asset Quality RiskLow
Dilution RiskLow
Contingent LiabilityLow
Overall Balance Sheet RiskModerate
Balance Sheet Stress Test™
Economic Slowdown93
Acquisition Capacity74
High Interest Rates96
Dividend Sustainability83
Revenue Decline62
Cash Flow Resilience78
Expansion Capacity83
Overall Resilience Score
81/100
Strong Resilience
AI Balance Sheet Commentary
Overall Assessment
- HDFC Asset Management Company Limited maintains a balanced sheet with adequate liquidity and manageable leverage.
What Stands Out
- Net cash position — debt fully covered by cash & investments
- Large cash & investment reserves
- Strong shareholder equity growth
- High interest coverage
- Efficient working capital cycle
Areas To Monitor
- Tight short-term liquidity cushion
Financial data based on consolidated numbers and TTM · Source: Company Filings, Annual Report AI Analysis · Data as of: 31/03/2026