Financial & Valuation Intelligence™
Infosys
NSE
INFY
Sector: Information Technology· Computers - Software & ConsultingCurrent Price
₹1,153.8
Market Cap
₹4.68 L Cr
AI Financial Summary
Infosys maintains its position as a high-quality, cash-generative technology leader, demonstrating robust profitability and strong capital efficiency despite a challenging global IT spending environment.
Business Performance (CAGR)
10 Years
Revenue
11.2%
PAT
8.3%
EPS
9.8%
Book Value
4.8%
Free Cash Flow
9.6%
Valuation Snapshot
P/E17.2
P/B5.5
EV/EBITDA10.8
P/S2.6
Div Yield4.15%
Financial Health
Debt to Equity0.1
Interest Coverage97.1x
Current Ratio1.1
Cash & Investments₹44.08K Cr
Profitability Metrics
ROE
31.7%
ROCE
39.6%
ROA
19.1%
EBITDA Mgn
23.7%
Op Margin
22.6%
Net Margin
16.5%
Cash Flow Intelligence
Operating Cash Flow₹33.99K Cr
Free Cash Flow₹26.56K Cr
Cash Conversion115.4%
FCF Margin14.9%
Intrinsic Value
PremiumEstimated Intrinsic Value
████████
Current Price₹1,153.8
Margin of Safety██.██%
Estimated Intrinsic Value & DCF Fair Value are available with Premium plans.
AI Business Verdict
Infosys remains a high-quality, financially fortress company that balances growth with disciplined capital management, offering long-term value at its current valuation.
- Exceptional Return on Equity (31.7%) and ROCE (39.6%)
- Very low leverage with strong interest coverage
- High cash conversion efficiency of 115% of PAT
Balance Sheet
AI-Powered Analysis
Balance Sheet Strength™
72/100
Good
Infosys maintains a balanced sheet with adequate liquidity and manageable leverage.
AI Confidence
92%
Stability
71
Flexibility
87
Strength Factors
Liquidity60
Leverage96
Working Capital68
Asset Quality61
Shareholder Strength60
Financial Stability71
Financial Flexibility™
87/100
Strong
Capacity to fund growth, withstand downturns and return capital.
Total Assets
₹1.54 L Cr
▲ 2.2% YoY
Total Liabilities
₹61.44K Cr
▲ 11.5% YoY
Shareholder Equity
₹92.85K Cr
▼ 3.1% YoY
Net Cash Position
+₹34.91K Cr
Excellent
Debt / Equity
0.10x
Very Low
Enterprise Value
₹4.33 L Cr
Capital Structure
Assets
₹1.54 L Cr
Equity
₹92.85K Cr (60.2%)
Liabilities
₹61.44K Cr (39.8%)
Debt Intelligence™
Debt vs Cash Trend
Debt / Equity0.10x
Interest Coverage97.1x
Debt / EBITDA0.31x
Net Debt₹-34.91K Cr
Debt Trend (5Y)14.6%
Debt MaturityWell Staggered
Liquidity Intelligence™
Current Ratio1.10
Quick Ratio1.10
Cash Ratio0.36
Working Capital₹5.17K Cr
Operating Cash CoverageStrong
Short-term LiquidityAdequate
Working Capital Intelligence™
CCC Trend
Receivable Days72
Inventory DaysNot Available
Payable DaysNot Available
Cash Conversion Cycle72 days
Asset Quality (% of Total Assets)
Cash & Investments14.4%
Property, Plant & Equip.21.9%
ReceivablesNot Available
InventoryNot Available
GoodwillNot Available
Intangible AssetsNot Available
Other Assets77.8%
Shareholder Strength™
Strength Radar
Book Value CAGR (5Y)4.8%
Net Worth CAGR (5Y)3.4%
Retained EarningsAdequate
Equity Dilution0.00%
Buyback EfficiencyStrong
Dividend Sustain.Strong
Balance Sheet Evolution
Annual
Balance Sheet Risk Monitor
Debt RiskLow
Liquidity RiskElevated
Working Capital RiskModerate
Refinancing RiskLow
Asset Quality RiskElevated
Dilution RiskLow
Contingent LiabilityLow
Overall Balance Sheet RiskModerate
Balance Sheet Stress Test™
Economic Slowdown72
Acquisition Capacity90
High Interest Rates96
Dividend Sustainability74
Revenue Decline74
Cash Flow Resilience81
Expansion Capacity76
Overall Resilience Score
80/100
Strong Resilience
AI Balance Sheet Commentary
Overall Assessment
- Infosys maintains a balanced sheet with adequate liquidity and manageable leverage.
What Stands Out
- Net cash position — debt fully covered by cash & investments
- Large cash & investment reserves
- Very low leverage with net cash balance
- High interest coverage
Areas To Monitor
- Tight short-term liquidity cushion
- Large 'other assets' bucket — investigate composition
- Slow book value compounding
Financial data based on consolidated numbers and TTM · Source: Company Filings, Annual Report AI Analysis · Data as of: 31/03/2026