Financial & Valuation Intelligence™
JPMorgan Chase & Co.
NASDAQ
JPM
Sector: Financial Services· BanksCurrent Price
$336.5
Market Cap
$887.69 B
AI Financial Summary
JPMorgan Chase & Co. (JPM) exhibits strong growth and profitability, with a high valuation score indicating market confidence. The intrinsic value analysis suggests a significant margin of safety. However, current cash flow from operations is negative.
Business Performance (CAGR)
10 Years
Revenue
7.4%
PAT
9.7%
EPS
13.1%
Book Value
7.2%
Free Cash Flow
181.7%
Valuation Snapshot
P/E15.6
P/B2.4
EV/EBITDA12.2
P/S4.9
Div Yield1.87%
Financial Health
Debt to Equity—
Interest Coverage—x
Current Ratio—
Cash & Investments—
Profitability Metrics
ROE
15.7%
ROCE
—
ROA
1.3%
EBITDA Mgn
39.8%
Op Margin
39.8%
Net Margin
31.3%
Cash Flow Intelligence
Operating Cash Flow$-147.78 B
Free Cash Flow—
Cash Conversion-259.0%
FCF Margin—
Intrinsic Value
PremiumEstimated Intrinsic Value
████████
Current Price$336.5
Margin of Safety██.██%
Estimated Intrinsic Value & DCF Fair Value are available with Premium plans.
AI Business Verdict
JPMorgan Chase & Co. exhibits strong business performance and growth, coupled with a favorable intrinsic valuation. However, the significantly negative operating cash flow at present is a critical area requiring close observation. The overall outlook for long-term value creation appears positive, assuming cash flow dynamics improve.
- Robust revenue and profit growth over the analysis period.
- Strong profitability metrics with high net and operating profit margins.
- Impressive EPS CAGR, contributing to shareholder value.
- High valuation score indicates strong market confidence in JPM's business model.
Balance Sheet
AI-Powered Analysis
Balance Sheet Strength™
56/100
Adequate
JPMorgan Chase & Co. has an adequate but tight balance sheet — leverage and liquidity warrant monitoring.
AI Confidence
66%
Stability
55
Flexibility
55
Strength Factors
Liquidity55
Leverage55
Working Capital60
Asset Quality50
Shareholder Strength64
Financial Stability55
Financial Flexibility™
55/100
Adequate
Capacity to fund growth, withstand downturns and return capital.
Total Assets
Not Available
Total Liabilities
Not Available
Shareholder Equity
$362.44 B
▲ 5.1% YoY
Net Cash Position
+$0 M
Monitor
Debt / Equity
Not Available
Elevated
Enterprise Value
$887.69 B
Capital Structure
Assets
Not Available
Equity
$362.44 B (Not Available)
Liabilities
Not Available (Not Available)
Debt Intelligence™
Debt vs Cash Trend
Debt / EquityNot Available
Interest CoverageNot Available
Debt / EBITDANot Available
Net DebtNot Available
Debt Trend (5Y)Not Available
Debt MaturityWell Staggered
Liquidity Intelligence™
Current RatioNot Available
Quick RatioNot Available
Cash RatioNot Available
Working CapitalNot Available
Operating Cash CoverageAdequate
Short-term LiquidityAdequate
Working Capital Intelligence™
CCC Trend
Receivable DaysNot Available
Inventory DaysNot Available
Payable DaysNot Available
Cash Conversion CycleNot Available
Asset Quality (% of Total Assets)
Cash & InvestmentsNot Available
Property, Plant & Equip.Not Available
ReceivablesNot Available
InventoryNot Available
GoodwillNot Available
Intangible AssetsNot Available
Other AssetsNot Available
Shareholder Strength™
Strength Radar
Book Value CAGR (5Y)7.2%
Net Worth CAGR (5Y)4.0%
Retained EarningsGood
Equity Dilution0.00%
Buyback EfficiencyExcellent
Dividend Sustain.Adequate
Balance Sheet Evolution
Annual
Balance Sheet Risk Monitor
Debt RiskElevated
Liquidity RiskElevated
Working Capital RiskElevated
Refinancing RiskElevated
Asset Quality RiskElevated
Dilution RiskLow
Contingent LiabilityLow
Overall Balance Sheet RiskElevated
Balance Sheet Stress Test™
Economic Slowdown52
Acquisition Capacity55
High Interest Rates55
Dividend Sustainability60
Revenue Decline55
Cash Flow Resilience55
Expansion Capacity59
Overall Resilience Score
56/100
Adequate Resilience
AI Balance Sheet Commentary
Overall Assessment
- JPMorgan Chase & Co.
- has an adequate but tight balance sheet — leverage and liquidity warrant monitoring.
What Stands Out
- Balance sheet is functional but shows no standout strengths
Areas To Monitor
- Working capital cycle trends
- Future capital allocation discipline
- Macro environment sensitivity
Financial data based on consolidated numbers and TTM · Source: Company Filings, Annual Report AI Analysis · Data as of: 31/03/2025