Financial & Valuation Intelligence™
UltraTech Cement
NSE
ULTRACEMCO
Sector: Construction Materials· Cement & Cement ProductsCurrent Price
₹10,897
Market Cap
₹3.14 L Cr
AI Financial Summary
UltraTech Cement demonstrates sustained growth momentum as a market leader, though current pricing reflects an aggressive valuation relative to its intrinsic value.
Business Performance (CAGR)
10 Years
Revenue
14.9%
PAT
13.0%
EPS
12.1%
Book Value
12.7%
Free Cash Flow
-8.0%
Valuation Snapshot
P/E38.8
P/B4.1
EV/EBITDA19.8
P/S3.5
Div Yield2.25%
Financial Health
Debt to Equity0.31
Interest Coverage6.8x
Current Ratio0.42
Cash & Investments₹8.12K Cr
Profitability Metrics
ROE
10.7%
ROCE
12.8%
ROA
5.8%
EBITDA Mgn
19.2%
Op Margin
14.5%
Net Margin
9.2%
Cash Flow Intelligence
Operating Cash Flow₹15.32K Cr
Free Cash Flow₹3.93K Cr
Cash Conversion187.6%
FCF Margin4.4%
Intrinsic Value
PremiumEstimated Intrinsic Value
████████
Current Price₹10,897
Margin of Safety██.██%
Estimated Intrinsic Value & DCF Fair Value are available with Premium plans.
AI Business Verdict
UltraTech Cement is a high-quality market participant with solid growth, but it currently trades at a substantial valuation premium.
- Market leadership in the construction materials sector
- Strong historical revenue growth CAGR of 14.89%
- Solid cash generation with OCF to PAT ratio of 187.56%
Balance Sheet
AI-Powered Analysis
Balance Sheet Strength™
66/100
Good
UltraTech Cement maintains a balanced sheet with adequate liquidity and manageable leverage.
AI Confidence
92%
Stability
63
Flexibility
64
Strength Factors
Liquidity42
Leverage86
Working Capital68
Asset Quality57
Shareholder Strength80
Financial Stability63
Financial Flexibility™
64/100
Good
Capacity to fund growth, withstand downturns and return capital.
Total Assets
₹1.41 L Cr
▲ 3.6% YoY
Total Liabilities
₹64.69K Cr
▼ 1.4% YoY
Shareholder Equity
₹76.62K Cr
▲ 8.4% YoY
Net Cash Position
₹-15.63K Cr
Monitor
Debt / Equity
0.31x
Manageable
Enterprise Value
₹3.29 L Cr
Capital Structure
Assets
₹1.41 L Cr
Equity
₹76.62K Cr (54.2%)
Liabilities
₹64.69K Cr (45.8%)
Debt Intelligence™
Debt vs Cash Trend
Debt / Equity0.31x
Interest Coverage6.8x
Debt / EBITDA2.91x
Net Debt₹15.63K Cr
Debt Trend (5Y)22.9%
Debt MaturityWell Staggered
Liquidity Intelligence™
Current Ratio0.42
Quick Ratio0.18
Cash Ratio0.02
Working Capital₹-23.83K Cr
Operating Cash CoverageGood
Short-term LiquidityWeak
Working Capital Intelligence™
CCC Trend
Receivable Days25
Inventory Days40
Payable DaysNot Available
Cash Conversion Cycle65 days
Asset Quality (% of Total Assets)
Cash & Investments1.0%
Property, Plant & Equip.69.9%
ReceivablesNot Available
InventoryNot Available
GoodwillNot Available
Intangible AssetsNot Available
Other Assets23.9%
Shareholder Strength™
Strength Radar
Book Value CAGR (5Y)12.7%
Net Worth CAGR (5Y)13.6%
Retained EarningsStrong
Equity Dilution0.00%
Buyback EfficiencyGood
Dividend Sustain.Strong
Balance Sheet Evolution
Annual
Balance Sheet Risk Monitor
Debt RiskLow
Liquidity RiskHigh
Working Capital RiskModerate
Refinancing RiskLow
Asset Quality RiskElevated
Dilution RiskLow
Contingent LiabilityLow
Overall Balance Sheet RiskModerate
Balance Sheet Stress Test™
Economic Slowdown60
Acquisition Capacity71
High Interest Rates78
Dividend Sustainability72
Revenue Decline53
Cash Flow Resilience64
Expansion Capacity70
Overall Resilience Score
67/100
Adequate Resilience
AI Balance Sheet Commentary
Overall Assessment
- UltraTech Cement maintains a balanced sheet with adequate liquidity and manageable leverage.
What Stands Out
- Strong shareholder equity growth
Areas To Monitor
- Tight short-term liquidity cushion
Financial data based on consolidated numbers and TTM · Source: Company Filings, Annual Report AI Analysis · Data as of: 31/03/2026