5Paisa Capital Limited Earnings Summary — Q1 FY2027
5Paisa Capital Reports Marginal Profit Growth in Q1 FY2027 Amid Significant Rights Issue Participation
Quarterly Business Intelligence
AI Quarterly Scorecard™
Computed deterministically from the last 10 reported quarters.
Quarterly Business Momentum
- Revenue has increased for 4 consecutive quarters.
- Revenue of ₹88 Cr is 13.7% higher year-on-year.
- Revenue has compounded at -10.3% annualised over the last 10 quarters.
- Net profit of ₹12 Cr is 0.2% above the same quarter last year.
- Profit growth is trailing revenue growth this quarter.
- Net profit has compounded at 36.1% annualised across the period.
- Operating margin stands at 29.5% in Q1 FY2027.
- Operating margin compressed by 292 bps year-on-year.
- Over the last two years operating margin has contracted by 699 bps.
- PBT margin is 17.5%.
- Expenses grew 18.6% against revenue growth of 13.7%.
- Operating profit of ₹26 Cr is 3.5% higher year-on-year.
- Operating leverage has been under pressure recently.
- 2 of the last 6 measured quarters delivered year-on-year revenue growth.
- Overall quarterly business momentum scores 55/100 (Healthy) on the latest 10 quarters.
- Business momentum is broadly stable quarter to quarter.
Quarterly Financials
Last 10 Reported Quarters • All figures in ₹ Crore • Margins in %
| Metric | Trend | Latest Q1 FY2027 | Q4 FY2026 | Q3 FY2026 | Q2 FY2026 | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 | Q4 FY2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Stable | 88 | 85 | 79 | 77 | 78 | 71 | 85 | 101 | 102 | 113 |
| Expenses | Softening | 62 | 60 | 52 | 54 | 53 | 50 | 55 | 62 | 65 | 92 |
| Operating Profit | Improving | 26 | 26 | 27 | 23 | 25 | 21 | 30 | 38 | 37 | 21 |
| Operating Margin | Improving | 29.5% | 30.1% | 33.9% | 29.8% | 32.4% | 29.7% | 35.2% | 38.2% | 36.5% | 18.2% |
| Other Income | Volatile | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | Stable | 8 | 9 | 8 | 8 | 7 | 5 | 5 | 6 | 7 | 10 |
| Depreciation | Stable | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 |
| Profit Before Tax | Volatile | 15 | 15 | 17 | 13 | 15 | 13 | 22 | 29 | 27 | 8 |
| Tax | Volatile | 4 | 4 | 4 | 3 | 4 | 3 | 5 | 7 | 7 | 2 |
| Net Profit | Volatile | 12 | 11 | 12 | 9 | 12 | 10 | 16 | 22 | 20 | 6 |
| Net Margin | Volatile | 13.1% | 12.7% | 15.5% | 12.3% | 14.9% | 14.1% | 19.0% | 21.7% | 19.6% | 5.1% |
Key Takeaways
- Revenue from operations grew 13.7% year-on-year to ₹8,832.92 lakhs, driven primarily by a 26.5% increase in interest income.
- The company successfully completed a Rights Issue in April 2026, raising ₹468.82 crore, which significantly expanded the equity base.
- EPS declined to ₹2.60 from ₹3.70 YoY, largely reflecting the equity dilution following the issuance of over 1.56 crore new shares.
- Total expenses rose 17.1% YoY to ₹7,293.21 lakhs, with 'Other expenses' and employee benefits being the primary cost drivers.
- 5Paisa is contesting a ₹33.02 crore Income Tax demand related to a search operation; management remains confident of a favorable outcome.
- The net worth of the company improved substantially to ₹1,12,947.80 lakhs following the capital infusion.
- The board appointed Mr. Mehul Somaiya as the new Company Secretary and Compliance Officer effective July 16, 2026.
Management Guidance
Management did not provide specific numerical guidance but emphasized that the focus remains on the core business of stock broking and distribution of financial products through digital platforms.
Sentiment Shift
Stable
While revenue and net profit grew, the significant equity dilution from the rights issue has pressured per-share metrics. The unresolved tax demand adds a layer of regulatory uncertainty.
Outlook
The company appears well-capitalized following its rights issue to fund future growth in the competitive digital brokerage space, though it must navigate an ongoing appeal process with tax authorities.
From the Annual Report (Key Quotes)
“The Company has filed an appeal with the CIT(A) against the said order and is confident of getting favourable order.”
“Quarter ended numbers are not annualised.”
“The group is engaged only in the business of stock broking and distribution of financial products primarily through internet and mobile applications.”
Official Quarterly Documents
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This summary is AI-generated from 5Paisa Capital Limited's latest quarterly filing and earnings call. For informational purposes only — not investment advice.