Emerald Leasing Finance and Investment Company Limited Quarterly Financials
EMERALD
Financial ServicesThe AI narrative summary for the latest quarter is still pending. Below are the reported quarterly financials and the deterministic scorecard computed from them.
Quarterly Business Intelligence
Q1 FY2027
Revenue
₹9 Cr
QoQ -3.2%YoY +40.7%
Net Profit
₹5 Cr
QoQ +13.8%YoY +44.5%
Operating Profit
₹7 Cr
QoQ +9.0%YoY +51.1%
Operating Margin
78.6%
QoQ +875 bpsYoY +543 bps
AI Quarterly Scorecard™
92
/ 100
Excellent
Revenue Momentum79
Profit Growth97
Margin Expansion98
Growth Consistency100
Operating Efficiency100
Financial Stability77
Computed deterministically from the last 10 reported quarters.
Quarterly Business Momentum
Revenue & Growth
- Revenue declined 3.2% sequentially in Q1 FY2027.
- Revenue of ₹9 Cr is 40.7% higher year-on-year.
- Revenue has compounded at 48.3% annualised over the last 10 quarters.
Profitability
- Net profit has reached its highest level in 10 quarters.
- Net profit of ₹5 Cr is 44.5% above the same quarter last year.
- Profit growth is outpacing revenue growth, pointing to positive operating leverage.
- Net profit has compounded at 86.8% annualised across the period.
Margins
- Operating margin stands at 78.6% in Q1 FY2027.
- Operating margin expanded by 543 bps year-on-year.
- Over the last two years operating margin has expanded by 1163 bps.
- PBT margin is 69.2%.
Operating Efficiency
- Expense growth of 12.2% remained below revenue growth of 40.7%.
- Operating profit of ₹7 Cr is 51.1% higher year-on-year.
- Operating leverage continues to improve.
Overall Momentum
- 6 of the last 6 measured quarters delivered year-on-year revenue growth.
- Overall quarterly business momentum scores 92/100 (Excellent) on the latest 10 quarters.
- Business momentum remains positive heading into the next quarter.
Quarterly Financials
Last 10 Reported Quarters • All figures in ₹ Crore • Margins in %
| Metric | Trend | Latest Q1 FY2027 | Q4 FY2026 | Q3 FY2026 | Q2 FY2026 | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 | Q4 FY2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Improving | 9 | 10 | 8 | 7 | 7 | 6 | 6 | 5 | 4 | 4 |
| Expenses | Accelerating | 2 | 3 | 2 | 1 | 2 | 2 | 2 | 2 | 1 | 2 |
| Operating Profit | Strong Uptrend | 7 | 7 | 6 | 5 | 5 | 4 | 4 | 4 | 3 | 2 |
| Operating Margin | Improving | 78.6% | 69.8% | 77.3% | 78.5% | 73.2% | 67.8% | 71.0% | 70.0% | 67.0% | 53.0% |
| Other Income | Volatile | — | 0 | — | — | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | Improving | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | Volatile | 0 | 0 | — | — | — | 0 | — | — | — | 0 |
| Profit Before Tax | Strong Uptrend | 7 | 6 | 5 | 5 | 4 | 4 | 3 | 3 | 2 | 2 |
| Tax | Strong Uptrend | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Net Profit | Strong Uptrend | 5 | 4 | 4 | 4 | 3 | 3 | 2 | 2 | 2 | 1 |
| Net Margin | Improving | 48.8% | 41.5% | 49.2% | 52.2% | 47.5% | 39.7% | 43.4% | 41.0% | 39.0% | 29.1% |
Source: Financial Intelligence (Structured Quarterly Data)•Latest Quarter: Q1 FY2027•Figures in ₹ Crore • Margins in %•Automatically updated from Financial Intelligence · 2026-06-30