Consumer Services · NSE/BSE: MHRIL

Mahindra Holidays & Resorts India Limited

Hotels & Resorts
Market Cap ₹0.05L Cr
Verdict: Average

Quality Scores

Business Compounding
62/100
Compounder Quality
70/100
Management Credibility
74/100
Governance
85/100
Cash Flow Quality
92/100

AI Summary

Mahindra Holidays & Resorts India Ltd (MHRIL) is a dominant player in the global vacation ownership market, benefitting from the strong Mahindra Group heritage. Over the last decade, the business has transitioned into a massive recurring cash flow engine despite showing optical volatility in reported profits due to accounting standards (Ind AS 115). While revenue has grown at a steady 6% 10-year CAGR, the core business strength lies in its deferred revenue model and high cash conversion. However, the consolidated performance is significantly weighed down by the European subsidiary (Holiday…

Top Opportunities

  • Part of the reputable Mahindra Group
  • Largest vacation ownership company outside the USA
  • Consistently positive and strong Operating Cash Flow (CFO)

Top Risks

  • Extremely low Interest Coverage Ratio
  • High level of Borrowings (3,829 Cr) relative to Equity
  • Contingent Liabilities (1,510 Cr) double the Net Worth

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