FINANCIAL SERVICES · NSE/BSE: NISUS

NISUS FINANCE SERVICES CO LIMI Earnings Summary — Q4 FY2026

Sentiment: Neutral
AI-generated summary
Generated 2026-08-21
Business Intelligence Report

Nisus Finance Reports Explosive Revenue Growth Amidst Business Model Transition

Quarterly Business Intelligence

Q1 FY2027
Financials from Financial Intelligence · data as of 2026-06-30
Revenue
₹185 Cr
QoQ -5.5%YoY +1262.2%
Net Profit
₹11 Cr
QoQ -38.3%YoY +35.7%
Operating Profit
₹32 Cr
QoQ -8.8%YoY +206.9%
Operating Margin
17.3%
QoQ -63 bpsYoY -5956 bps

AI Quarterly Scorecard™

58
/ 100
Healthy
Revenue Momentum76
Profit Growth67
Margin Expansion28
Growth Consistency100
Operating Efficiency49
Financial Stability29

Computed deterministically from the last 10 reported quarters.

Quarterly Business Momentum

Revenue & Growth
  • Revenue declined 5.5% sequentially in Q1 FY2027.
  • Revenue of ₹185 Cr is 1262.2% higher year-on-year.
  • Revenue has compounded at 1262.2% annualised over the last 10 quarters.
Profitability
  • Net profit of ₹11 Cr is 35.7% above the same quarter last year.
  • Profit growth is trailing revenue growth this quarter.
  • Net profit has compounded at 35.7% annualised across the period.
Margins
  • Operating margin stands at 17.3% in Q1 FY2027.
  • Operating margin compressed by 5956 bps year-on-year.
  • PBT margin is 8.4%.
Operating Efficiency
  • Expenses grew 4771.0% against revenue growth of 1262.2%.
  • Operating profit of ₹32 Cr is 206.9% higher year-on-year.
  • Operating leverage has been under pressure recently.
Overall Momentum
  • 1 of the last 1 measured quarters delivered year-on-year revenue growth.
  • Overall quarterly business momentum scores 58/100 (Healthy) on the latest 10 quarters.
  • Business momentum remains positive heading into the next quarter.

Quarterly Financials

Last 10 Reported Quarters • All figures in ₹ Crore • Margins in %

MetricTrend
Latest
Q1 FY2027
Q4 FY2026Q3 FY2026Q1 FY2026Q1 FY2025Q4 FY2019Q3 FY2019Q2 FY2019Q1 FY2019Q4 FY2018
Revenue
Accelerating
185
1962252814
Expenses
Accelerating
153
16118173
Operating Profit
Improving
32
35442110
Operating Margin
Declining
17.3%
17.9%19.3%75.2%76.9%
Other Income
Accelerating
1
8002
Interest
Strong Uptrend
9
91200
Depreciation
Strong Uptrend
9
9610
Profit Before Tax
Improving
16
25272012
Tax
Accelerating
3
0633
Net Profit
Volatile
11
1821168
Net Margin
Declining
6.1%
9.3%9.1%56.9%61.2%
Source: Financial Intelligence (Structured Quarterly Data)Latest Quarter: Q1 FY2027Figures in ₹ Crore • Margins in %Automatically updated from Financial Intelligence · 2026-06-30

Key Takeaways

  • Nisus is undergoing a hyper-scaling phase, transitioning from a boutique advisory firm to a capital-intensive fund management player.
  • The business model has shifted toward high-volume, lower-margin asset-backed activities, resulting in a sharp OPM contraction from 85% to 25%.
  • Total assets have expanded aggressively, growing from ₹49 Cr to over ₹1,000 Cr in just two fiscal years.
  • Financial health is pressured by a massive spike in debt, rising from ₹9 Cr to ₹262 Cr, and deteriorating cash flow dynamics.
  • Operational efficiency, while still respectable with an ROCE of 24.3%, has declined significantly from the 88.2% reported in FY24.
  • Management is actively expanding international footprints, specifically in the UAE, while managing a significantly larger balance sheet.

Management Guidance

Management is focused on scaling the deal pipeline and international expansion, though they face increased complexity in consolidated accounts and higher execution risks due to the larger workforce and capital-heavy strategy.

Sentiment Shift

Deteriorating

While revenue growth is exceptional, the sharp decline in operating margins and massive increase in leverage raise concerns about the quality of recent growth.

Aggressive Expansion
Leverage Concerns
Margin Compression
Scale-up

Outlook

The company is positioned as an emerging compounder, but its reliance on real estate cycles and the high debtor cycle (196 days) creates significant liquidity risk that must be managed alongside growth.

From the Annual Report (Key Quotes)

The business quality is currently characterized by high growth coupled with deteriorating cash flow dynamics.

Sudden explosion in debt from ₹9 Cr to ₹262 Cr warrants close monitoring.

Execution risk remains high as the company manages a much larger balance sheet and workforce than it did three years ago.

Official Quarterly Documents

Earnings Press Release
Official quarterly earnings release published by the company.
Press Release not available.
Earnings Call Transcript
Management discussion and analyst Q&A.

This summary is AI-generated from NISUS FINANCE SERVICES CO LIMI's latest quarterly filing and earnings call. For informational purposes only — not investment advice.

← Back to NISUS FINANCE SERVICES CO LIMI AI analysis