Financial Services · NYSE/NASDAQ: AIG

AMERICAN INTERNATIONAL GROUP, INC.

Insurance—Diversified
Market Cap $39.70B
Verdict: Average

Quality Scores

Multi-Bagger
44/100
Compounder Quality
52/100
Management Credibility
75/100
Governance
85/100
Cash Flow Quality
48/100

AI Summary

American International Group (AIG) has undergone a decade of massive structural transformation, shifting from a sprawling global conglomerate to a more focused General Insurance entity. The financial data reveals extreme volatility, with revenue swinging from $11.8B in 2019 to $56.4B in 2022, largely driven by the deconsolidation and separation of its Life and Retirement business (Corebridge Financial). While net income has stabilized recently, the historical record is marred by massive losses in 2016-2017 and 2020. The company's recent divestitures have significantly reduced the balance…

Top Opportunities

  • Successful deconsolidation of Corebridge Financial
  • Disciplined underwriting focus in General Insurance
  • Substantial capital return through share buybacks

Top Risks

  • Extremely volatile net income history
  • Historical vulnerability to catastrophic events
  • Large fluctuations in annual revenue figures

Latest report: Read the annual report summary →

Unlock the full report

Full sections, financial charts, AI chat and PDF export are available with Premium.