BOK Financial Corporation
Quality Scores
AI Summary
BOK Financial Corporation (BOKF) demonstrates robust business quality as a dominant regional financial powerhouse with a diversified fee-based revenue model. Over the last decade, the firm has successfully scaled total assets from $32.77B to $52.24B while maintaining a Disciplined credit culture. Net income has shown a steady upward trajectory, growing from $232.67M in 2016 to $577.99M in 2025, reflecting effective management execution across cycles. The business maintains a strong capital position with stockholders' equity nearly doubling over the period. BOKF's unique mix of commercial…
Top Opportunities
- Consistent growth in Total Assets from $32.7B to $52.2B
- Steady expansion of Stockholders Equity over 10 years
- Averaging double-digit ROE in peak years
Top Risks
- Highly volatile Operating Cash Flow (CFO)
- Long-term debt nearly doubled between 2021 and 2023
- Net Income stagnation between 2022 and 2024
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