Healthcare · NYSE/NASDAQ: ELV

Elevance Health, Inc.

Healthcare Plans
Market Cap $87.28B
Verdict: Average

Quality Scores

Multi-Bagger
42/100
Compounder Quality
74/100
Management Credibility
72/100
Governance
88/100
Cash Flow Quality
55/100

AI Summary

Elevance Health (formerly Anthem) has undergone a massive scaling phase, with revenue growing from $21.71B in 2016 to nearly $199.13B in 2025. While the top-line expansion is extraordinary, particularly the jump in 2021, the bottom-line profitability and cash flow generation have not scaled with equal velocity. Net income margins have compressed significantly, and the company is currently navigating a period of declining earnings despite record revenues. The transition from a regional Blue Cross Blue Shield provider to a diversified health services giant is evident, but the capital-intensive…

Top Opportunities

  • Massive revenue scale exceeding $199B
  • Strong market position in Blue Cross Blue Shield licenses
  • Successful pivot to health services via Carelon

Top Risks

  • Operating margins compressed to under 4% in 2025
  • Cash flow from operations on a 3-year downward trajectory
  • Increasing long-term debt levels exceeding $30B

Latest report: Read the annual report summary →

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