HORTON D R INC /DE/ company mark

HORTON D R INC /DE/ Business Intelligence Report

Latest Annual Report • Financial Analysis • Management Commentary • Earnings Summary • Official Filings
Official Annual + Quarterly Filings · AI Business Intelligence
NASDAQ/NYSE: DHI
Sector: Consumer Cyclical
Industry: Residential Construction
Source: SEC EDGAR
Last Updated: 18 Jun 2026
Business Intelligence Report Verdict
High
Outlook: Positive

Quality Scores

Business Compounding
74/100
Compounder
87/100
Management
92/100
Governance
92/100
Cash Flow
78/100

Latest Quarterly Earnings Summary

No quarterly summary available yet.

AI Summary

D.R. Horton (DHI) has demonstrated remarkable scale expansion over the last decade, evolving into the premier volume homebuilder in the United States. The company successfully navigated the transition from a mid-cap builder to a dominant industry leader, reflected in the massive revenue inflections observed between 2020 and 2022. While the 2024-2025 period shows some cyclical softening due to interest rate environments, the structural efficiency of their 'express' model remains a core differentiator. Asset growth from $11.56B in 2016 to over $35B in 2025 highlights a decade of aggressive but…

Key Changes in FY2026

Over the last decade, D.R. Horton has successfully transitioned from a regional homebuilder to the largest volume builder in the United States. The strategic shift toward 'Entry-Level' housing (Express Homes brand) proved visionary, capturing the largest demographic tailwind in the market. Geographically, the company expanded its footprint to 110+ markets across 33 states, reducing regional economic risk. More recently, the evolution has included a shift toward a 'land-lighter' model, utilizing options rather than heavy land bank acquisitions to improve Return on Inventory. This evolution from a traditional builder to a high-turnover manufacturing-style operation has fundamentally improved the company's ROE profile.

Management Commentary

Management has executed a clear and consistent 'value-builder' strategy, focusing on the entry-level homebuyer segment which has the deepest demand. They have shown high competence in navigating supply chain disruptions and volatile mortgage rate environments. Transparency in MD&A regarding cycle-times and 'homes in inventory' metrics provides high visibility for analysts. The leadership team has successfully scaled the organization's decentralized operational structure without losing control over costs. While executive compensation is substantial, it appears well-aligned with the massive total shareholder returns delivered over the decade.

Financial Highlights

The financial trajectory is categorized by two distinct phases: a steady growth phase (2016-2020) followed by a massive scale-up. Revenue increased from $3.74B in 2016 to a peak of $36.8B in 2024, representing a significant 10-year CAGR. Profitability peaked in 2022 with $5.86B in net income before stabilizing around the $3.6B-$4.7B range in more recent fiscal years. EPS growth has been more consistent than net income growth due to active share management, rising from $0.76 to over $11.00. Margins show cyclical sensitivity but remain structurally higher than the 2016-2018 era, indicating improved operational leverage.

Major Opportunities

  • Consistent positive operating cash flows
  • Aggressive revenue scaling since 2021
  • Strong equity build-up (Net worth > 24B)

Major Risks

  • Highly cyclical industry sensitivity
  • Net income decline in FY 2024 and 2025
  • Poor cash conversion in 2021/2022

About HORTON D R INC /DE/'s Annual Report & Financial Performance

The latest HORTON D R INC /DE/ annual report (FY2026) is the company's flagship annual disclosure, filed with SEC EDGAR. It covers the full-year business review, management discussion & analysis, audited financial statements, the director's report, the corporate governance and auditor's reports, risk factors, capital allocation, subsidiaries, related-party transactions and ESG initiatives. This Business Intelligence Hub consolidates the official filings with AI-generated financial analysis so investors can see how revenue, operating margin, cash flow quality, capex, dividends, net debt and management outlook have changed — without reading the entire filing.

What this HORTON D R INC /DE/ research covers

  • Fundamental & business analysis
  • Financial statements & performance
  • Management commentary & discussion
  • Corporate governance & auditor report
  • Cash flow analysis & capital allocation
  • Valuation analysis & business quality
  • Growth analysis & competitive position
  • Risk, SWOT & moat analysis
  • Quarterly earnings & conference-call summary
  • Sector, industry & peer comparison
  • Latest official company filings
  • Business outlook & long-term growth

HORTON D R INC /DE/ — Frequently Asked Questions

Explore more HORTON D R INC /DE/ research

AI Top Insights — Premium

Unlock deeper AI Top Insights, advanced comparisons, downloadable reports and premium features.